Posts Tagged ‘pressed wood siding claim’

Should I File Alone or Leave It to the Pros-Pressed Wood Siding

Friday, July 24th, 2009

In our last post we went over how to go about filing a pressed wood siding claim.  On average, the claim period can take between 3- 6 months.  Then, of course, there is the possibility of appeals.  Between the collection of records, samples and getting through the paperwork, filing a pressed wood siding claim yourself may not be the best job for you and you may decide to hire a professional to do the shuffle work for you. 

Whether you are going to file the claim on your own or hire a pro, read through our list of important questions (and answers) to make sure you are up for the challenge of filing a pressed wood siding claim.  

  •  Can you afford to wait 6 months for the claim process, and 4 additional months if there is a 2nd inspection or appeal? 
  •  How much of your siding qualifies as “damaged”? (It’s up to the inspector)
  • Can I reject an offer and appeal it if I don’t think it’s fair? (Yes)
  • How do I know if my siding qualifies? (Sample and Inspection)
  • How much are typical damage awards? ($4/square foot on average)
  • My damage award seems small, why is that? (Various reasons)
  • What are the claim filing deadlines for the various manufacturers? (Too many to list)
  • Is this a siding recall or an actual damage award? (Cash damage award)
  • How much will this cost me? (Free if you do it yourself, percentage to hire a service)
  • Can I do this without removing a sample from my house? (Maybe)
  • What if I already replaced/painted or repaired my siding? (See next question)
  • Can I file again if I’ve replaced or repaired some of my siding? (Yes)
  • How long must I wait before I repair or replace my siding once the claim is filed? (An average of 60-90 days).

Hopefully, you can make a better decision on whether you’d like to file a claim.  If you are interested in talking with a certified inspector, please don’t hesitate to call River City Referrals.  We work with the best inspectors in Richmond. They’re skilled, responsive and can save you the hassle.

Pressed Wood Siding Claims

Wednesday, July 22nd, 2009

We get asked a lot of questions about pressed wood siding and this will probably only be one of several posts about the product.  Let me just start by saying that if you have hardboard, also called Masonite, or pressed wood siding on your home that is not holding up like it should, a little investigation just might pay off. 

Many Richmond neighborhoods have houses with hardboard siding. Did you know that if you own a condominium, a house or a town home with this type of siding installed in the mid 1980’s, you may be part of a class action lawsuit? Keep reading if you would like to do something about getting the cash to replace or repair faulty siding.

Most people wonder if they can file their pressed wood siding claim on their own and the answer is yes, you can.  If anyone tells you differently, they’re wrong. Granted, the process of filing the claim can be time-consuming and sometimes complicated but, hey, it’s the government and big business—what did you expect?

Technically it is a basic three-step process:

  1. Identification. Does my house/siding qualify for the claim?
  2. Evaluation. An on-site inspection of your property is done (by you, a technician working on your behalf, or the manufacturers’ representative).
  3. Recovery: settlement funds are sent.

However, things are rarely this easy. There are other determining factors that will affect your claim that include the amount of damage to the home, the siding manufacturer and the year that the siding was installed.  Hopefully, you kept good records in the 80’s because you are going to need to provide proof and include a 6” x 6” sample from your house.  The paperwork can be daunting as well, but it is all totally doable and well worth the effort to improve your home’s appearance.  Watch for our next post with a list of questions to help you decide if you want to file your own pressed wood siding claim or hire a professional to do the dirty work for you.